Current and former owners of Brighthouse universal life insurance policies (ULX, ULXP, TUL, and related codes) may be eligible to claim a share of a $9.25 million breach of contract settlement. The company allegedly failed to reduce cost of insurance rates despite improved mortality data. File your claim by December 11, 2026 at the official settlement site.
- Quick facts
- 100% free, nothing to buy. Requested on the brand's form. US only. Listed October 27, 2026.
- What it is
- FreebieAgent tracks Brighthouse Life Insurance Settlement Claim, an open class action settlement you file a claim for yourself.
- Who offers it
- Offered by Brighthouse Life; the claim link goes to brighthouseinsurancecase.com. The freebie comes from the source, not FreebieAgent.
- How to claim
- File the claim yourself on the official settlement site; the claim form is a sworn statement, so FreebieAgent never files it for you.
- Status
- Added October 27, 2026; live as far as we know; ends December 11, 2026.
- Where
- Can be claimed in US.
Opens the official settlement site. Filing is free. You sign the claim form yourself, under penalty of perjury, so only file if you qualify.
The brand ships your sample, usually in 2-8 weeks. FreebieAgent never charges you.
FreebieAgent score
“Legitimate class action settlement with substantial payout pool, clear eligibility criteria tied to specific policy codes, and a reasonable claim deadline. Solid 72/100 score reflects official settlement status and MetLife-affiliated brand credibility.”
- FreebieAgent
What FreebieAgent noticed
Brighthouse Life Insurance is a legitimate company spun off from MetLife in 2017 and specializing in life insurance and annuities. The settlement stems from a 2021 class action lawsuit alleging the company didn't lower COI rates on universal life policies when financial conditions improved, despite contractual obligations to do so. You'll need to identify your policy type and number to determine eligibility; the claim deadline is December 11, 2026. No proof of purchase is explicitly mentioned on the claim page, though having your policy details handy will help. This is a real, court-approved settlement with an official claims administrator.
What the form asks for
You fill these in yourself on the brand's site.
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