Earn Company Credit Repair Settlement Claim: free sample: If you used credit repair services from Earn Company, Earn Finance Company, or Credit Exterminators

Quick facts: Free to file. File on the official settlement site. Pennsylvania only. Claim deadline December 26, 2026.

If you used credit repair services from Earn Company, Earn Finance Company, or Credit Exterminators since February 2016, you may be owed $60 from this class action settlement. No proof of purchase needed. File your claim by December 26, 2026 at the settlement website.

What it is: FreebieAgent tracks Earn Company Credit Repair Settlement Claim, an open class action settlement you file a claim for yourself.
Who offers it: The claim link goes to creditexterminatorsclassaction.com. The freebie comes from the source, not FreebieAgent.
How to claim: File the claim yourself on the official settlement site; the claim form is a sworn statement, so FreebieAgent never files it for you.
Status: Added November 11, 2026; live as far as we know; ends December 26, 2026.
Where: Can be claimed in Pennsylvania.

File a Claim

Opens the official settlement site. Filing is free. You sign the claim form yourself, under penalty of perjury, so only file if you qualify.

The brand ships your sample, usually in 2-8 weeks. FreebieAgent never charges you.

FreebieAgent score

3.9/5

“Timely settlement with a firm deadline and straightforward claims process. Strong score reflects legitimate case, reasonable payout, and no documentation requirement, though the modest individual amount and payment delay (approximately two years) are minor friction points.”

- FreebieAgent

What FreebieAgent noticed

This is a legitimate class action settlement against credit repair companies that allegedly violated the Credit Repair Organizations Act. The $125,000 gross fund is being distributed to class members, with individual payouts around $60 (though the exact amount depends on claim volume). The defendants are insolvent, so this settlement likely represents the only recovery available to consumers. No documentation is required to claim, which is unusual but makes sense given the circumstances. The claim deadline is firm: December 26, 2026.

Added Nov 11Comment

Worth it?